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1. The Defendants: (a) each of the Plaintiff KRW 58,502,622 and KRW 57,883,607 from August 22, 2013 to October 12, 2016.
Reasons
1. Basic facts
A. 1) Defendant A entered into a loan agreement and guarantee agreement (hereinafter “Korea Bank”) on October 26, 2012.
70,000,000 won was loaned from the National Housing Fund as a loan for the loan of the National Housing Fund (hereinafter “instant loan agreement”).
(2) On the same day, the Plaintiff entered into a credit guarantee agreement (hereinafter “the instant guarantee agreement”) with Defendant A and Defendant A, setting the guaranteed principal amount at KRW 63,00,000 with respect to the obligation to be borne by the Bank in connection with the instant loan agreement.
B. According to the instant guarantee agreement, on August 22, 2013, the Plaintiff subrogated to the Bank for KRW 64,873,493 of the principal and interest of loans. (2) Defendant A paid KRW 6,989,886 in total over 13 times, as indicated in the date of reimbursement in the attached Form for delay damages calculation.
C. Defendant A’s criminal punishment 1) The Ministry of Land, Infrastructure and Transport, with the National Housing Fund’s financial resources, operates a system of loan for the entire house loan of workers, which provides loans at a rate lower than the market interest rate if the loan is filed with only certain documents, such as a certificate of employment and a statement of salary, without any special security, for the stabilization of the housing of homeless workers, and a lease contract. 2) The aforementioned system was abused to obtain the loan for the entire house loan of workers with those who act as lessee and lessors.
Defendant A participated in the above crime and entered into the instant loan agreement with a false lessee.
3) At the time of the conclusion of the instant loan agreement, Defendant A submitted relevant documents, such as a false certificate of employment, income tax withholding receipt, payment statement, etc., and a charter contract for “Seoul Songpa-gu C 101 (hereinafter “the instant house”)” owned by Defendant B, to the employees in charge of loan of the Bank. 4) Defendant A conspired with Bromoers and fraudulent lessors.