1. The defendant is jointly and severally with C and D about KRW 206,712,858 and KRW 113,209,383 among them.

1. Comprehensively taking account of the overall purport of arguments set forth in Gap evidence 1 through 5 (including various numbers), the plaintiff entered into a contract for loans with the defendant on December 15, 201 20,000, interest rate of 19% per annum (not less than three months) on December 15, 201, and the maximum annual interest rate of less than 3% per annum 240,000,000 per annum 2.3% per annum from the following day of December 24, 1997 to the maximum annual interest rate of less than 15% per annum 2.3% per annum (in the case of the defendant's debts, the maximum annual interest rate of less than 1.3% per annum 2.3% per annum from the following day of December 24, 1997 to the maximum annual interest rate of less than 1.3% per annum 3% per annum 1.7% per annum 2.3% per annum per annum from the following day of July 18, 19.2% per annum

According to the above facts of recognition, the defendant shall pay C and D the principal amount of KRW 206,712,858 and the principal amount of KRW 113,209,383, which is the following day of the base date, to the plaintiff at the rate of 12% per annum prescribed by the Act on Special Cases Concerning the Promotion, etc. of Legal Proceedings (hereinafter “Promotion Act”) from October 11, 2019 to the date of full payment, and C and D shall be paid the amount of KRW 240,00,000, which is the limit of collateral guarantee.