A defendant shall be punished by imprisonment for four months.

Punishment of the crime

1. On July 29, 2010, the Defendant filed an application for a loan on the condition that the amount of the loan would be KRW 59 million with the maturity of KRW 59 million with interest rate of KRW 7.2% on August 9, 2012, and that the right to collateral security is set up against G lent 202 with F in the Nam-gu Incheon Metropolitan City, Nam-gu.

However, in fact, the Defendant borrowed only the name of the Defendant upon the request of the Defendant to receive the loan after completing the registration of transfer of ownership under the name of the Defendant from the name of the Defendant, and the Defendant did not have any intent or ability to pay the loan even if he borrowed money from the Defendant’s treasury because the Defendant borrowed the money from the Defendant’s treasury because he did not have any property or income, such as delayed payment of credit cards.

Accordingly, the defendant, in collusion with a person who is not aware of his name, by deceiving the victim's safe, and by deceiving the victim's safe on August 9, 2010, received KRW 59 million from the victim's safe as a loan.

2. On September 9, 2010, the Defendant, who committed the crime against the life insurance company under the Dongyang Life Insurance Co., Ltd., Ltd., shall lend KRW 9.6 million to the agency of the victim Dongyang Life Insurance Co., Ltd., Ltd., which is the agency of the victim Dongyang Life Insurance Co., Ltd., Ltd., the Defendant shall purchase the vehicle and set up the mortgage and shall repay each of them in advance.

“In making an application for a loan” at the same time.

However, the defendant did not have any intention or ability to repay his assets or liabilities such as overdue credit cards, etc., even if he borrowed money from the victim company.

Accordingly, the defendant deceivings the victim company as such and obtained 9.6 million won as a loan from the victim company around that time, and acquired it by fraud.

Summary of Evidence

1. Partial statement of the defendant;

1. The witness E’s legal statement 1.