The defendant's appeal is dismissed.

1. The summary of the grounds for appeal is that the punishment (3 million won in penalty) set by the court of the original instance as to the court below is too unreasonable.

2. The judgment of the defendant is the confession of the crime and seems to be against the defendant, and there is no record of crime.

There are many circumstances in which the economic situation is difficult to raise children to raise them.

However, the act of lending the electronic financial access media leads to the fraud crime and distort the heavy social trust. Therefore, the criminal liability of the accused is not weak.

It also takes into account equity in many similar sentencing cases.

The court of the court below rendered the sentence against the defendant by taking account of the aforementioned various positive and negative circumstances.

The judgment below

There is no new circumstance that can be considered in sentencing as a result of the sentence.

In addition, in full view of various sentencing conditions under Article 51 of the Criminal Act, such as the Defendant’s age, sex, environment, motive, means, and consequence of the commission of the crime, the circumstances before and after the commission of the crime, the lower court’s sentence is not deemed unfair.

3. Thus, the defendant's appeal is not reasonable, and the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act.