Defendant shall be punished by a fine of KRW 4,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

A person who intends to engage in loan business shall register with the competent authority for each place of business, and where a unregistered credit service provider grants a loan, the interest rate shall not exceed 25% per annum.

The Defendant did not register a loan business with the competent authority on February 2, 2015, to lend KRW 3,00,000,000 to D on condition of 10 per month interest, and transferred 2,70,000,000,000 after deducting 3,000,000 won from the prior interest to D bank account in the name of D, and received 60,000 won interest at an annual interest rate of 101% for 80 days until repayment was made on April 22, 2015, and received interest from around that time to May 15, 2017 without registration as specified in the list of crimes in the attached Form.

Summary of Evidence

1. Statement by the defendant in court;

1. Application of Acts and subordinate statutes on police statements made to D and E;

1. Relevant legal provisions and applicable provisions of the Act on the Registration of Loan Business, etc. for the Selection of Punishment, and Article 19 (1) 1 and 3 of the Act on the Protection of Financial Users, and Registration of Loan Business, etc., and Article 19 (2) 3, 11, and 19 (1) of the Act on the Protection of Financial Users, and Article 19 (2) 3, 11, and 1 of the Act on the Protection of Financial Users, each fine;

1. The former part of Article 37 of the Criminal Act, and Articles 38 (1) 2 and 50 of the same Act, which aggravated concurrent crimes;

1. Article 70(1) and Article 69(2) of the Criminal Act to attract a workhouse;

1. It is so decided as per Disposition on the grounds of Article 334(1) or more of the Criminal Procedure Act.