The defendant is not guilty. The summary of the judgment against the defendant shall be published.

1. Summary of the facts charged

A. On September 9, 2011, the Defendant committed the crime at around September 201, 201, at the “D” ceremony operated by the Defendant located in Seo-gu, Seo-gu, Gwangju, around September 9, 201, and for the victim E who was aware of the peace, “A money is urgently needed for the test.”

The loan of KRW 40 million will be changed by November 24, 201.

The phrase “ makes a false statement.”

However, at the time, the defendant did not have any intent or ability to repay the loan even if he borrowed the money from the damaged party due to the urgent situation of the rent, the monthly salary, and the operating expenses of the store.

The Defendant received 40 million won from the damaged person to the Defendant’s account on the same day.

B. On March 7, 2012, the Defendant is expected to open the victim E at the “D” ceremony around March 7, 2012.

If a loan is made by more than 28 million won, repayment will be made until July 7, 2012.

The phrase “ makes a false statement.”

However, even if the defendant borrowed money from the damaged party, the defendant did not have the intention or ability to repay it.

The defendant shall have jurisdiction over the same damage from the injured party.

3.12.5 million won;

3.14.5 million won;

3.16.5 million won;

3.0.5 million won;

4.2. 8 million won was delivered to the Defendant’s account and acquired by deception the total amount of KRW 28 million.

2. At the time of the Defendant’s assertion, the Defendant borrowed and used the above money as operating expenses of the store operated by the Defendant, and had the intent and ability to repay each of the above borrowed money with profits accrued from the store at the time, and paid interest on each of the above borrowed money for a long time. The Defendant had the intent to commit the crime of defraudation by the Defendant.

shall not be deemed to exist.

3. Determination

A. The facts charged in a criminal trial of relevant legal principles must be proved by the prosecutor, and the judge should be found guilty with probative value that leads to the conviction that the facts charged are true beyond a reasonable doubt.