Defendant shall be punished by a fine of KRW 7,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

No person of "2018 Highest 7302" shall borrow or lend a means of access in electronic financial transactions or use and manage a means of access to secure the authenticity and accuracy of users and transaction details with the knowledge that it is to be used for a crime or to be used for a crime, unless otherwise provided for in any other Act.

The Defendant sent a physical card, which is a means of access, to a person under the pretext of obtaining a loan, was investigated as a case in which the account connected with the physical card was used for the crime of Bophishing fraud, and was subject to a disposition of suspension of prosecution on the charge of fraud at the Incheon District Prosecutors' Office on September 24, 2014, and on April 6, 2015 at the Jeju District Prosecutors' Office on April 6, 2015, it was aware that the means of access is used for the crime of Bophishing fraud if it delivered the means of access to another person.

Nevertheless, at around 15:30 on July 12, 2018, the Defendant, at the front of the Defendant’s residence located in Yongsan-si District B through mobile phone text advertising, listened to the phrase “on the part of the Defendant, if the Defendant borrowed the check card without any transaction record, he would make a false transaction record and make a false loan by raising credit in a false manner.” On the other hand, the Defendant would receive so-called so-called “illegal work loan.” On the other hand, the Defendant sent the check number of the check card connected to the Defendant’s name name bank account (E) through Kwikkset service article, and sent the said check card through Kwikset service article.

Accordingly, the Defendant lent the means of access knowing that it will be used for crime purposes or crime.

The defendant of "2018 Highest 7353" loans the year of 'year life' from a person who was deceased or wounded in his/her name on September 2018.