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1. The defendant shall pay to the plaintiff the amount of KRW 25,062,977 and KRW 24,324,575 from September 12, 2014 to the day of full payment.
Reasons
The Defendant obtained a loan from the Plaintiff at an annual interest rate of KRW 30 million from the Plaintiff on December 31, 2013, 15.99% per annum, 25.9% per annum, 48 months of loan period, and 48 months of repayment principal and interest equal to repayment method. At the time, the Defendant approved that the basic terms and conditions of credit transaction apply to the loan. From August 5, 2014, the Defendant lost its profits under the said terms and conditions by delinquency in repayment of the loan from August 5, 2014, and on September 11, 2014, the Defendant’s debt balance of the above loan amount of KRW 25,062,977 (i.e., principal amount of KRW 24,324,575 won, interest rate of KRW 716,507 won, interest interest of KRW 21,895) or may be recognized by comprehensively taking into account the purport of the entire statement in Gap evidence 13-3.
According to the above facts of recognition, the defendant is obligated to pay to the plaintiff damages for delay calculated at the rate of 25.99% per annum from September 12, 2014 to the date of full payment of the loan principal of 24,324,575 won and the loan principal of 25,062,977 won.
Thus, the plaintiff's claim of this case is accepted on the ground of the reasons.