The defendant's appeal is dismissed.

1. Summary of the grounds for appeal: Sentencing (a fine of three million won is imposed);

2. The fact that the instant crime was committed by the victim of loan fraud, and that there is a need to strictly punish the act of lending the means of access, such as the instant crime, in light of the social harm and injury caused by the said fraud, etc., is disadvantageous to the Defendant.

On the other hand, the fact that the defendant led to the crime of this case, and that there is no criminal punishment power in the past is favorable to the defendant.

In addition, in full view of the sentencing conditions stipulated in Article 51 of the Criminal Act, such as the Defendant’s age, character and conduct, environment, family relationship, circumstances after the crime, balance with the general sentencing in the same case, etc., the lower court’s punishment is deemed reasonable and is not deemed unreasonable because it is too unreasonable.

Therefore, the defendant's assertion of unfair sentencing is not accepted.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since it is without merit. It is so decided as per Disposition.