Defendant

A shall be punished by imprisonment with prison labor for eight months and by imprisonment for six months.

Punishment of the crime

In order to stabilize the residence of homeless workers, the Ministry of Land, Infrastructure and Transport has operated the system of the entire house loan for workers who lend the entire house at the interest rate lower than the market interest rate without securing the entire house loan for the purpose of stabilizing the housing of homeless workers.

The loan hubs composed of loan hubs, tenant recruitment books, and loan solicitation books, etc. using the circumstances that the financial institution entrusted with the business related to the loan of the entire house loan for workers can easily obtain the loan by undergoing formal review when submitting only the documents related to the employment contract and the house lease contract for the company entrusted with the business related to the loan of the entire house loan for workers. Under the order of the loan hubs, the tenant recruitment books falsely recruited the loan title holder to apply for the loan of the entire house loan for the loan of workers under the direction of the tenant's total book, and the loan title holder prepares false documents related to the employment under the name of the disguised or dormant company as if the loan title holder actually works as the actual employee, such as a certificate of employment, detailed statement of salary, income tax collection certificate, etc., the tenant recruitment book prepared the house owner who will act as the lessor, separately from this, and prepared a false house lease contract document as if a certified intermediary to prepare a false house lease contract was actually concluded between a false tenant and a false lessor, and applied for the act of collecting the loan of the previous house loan in the name.

Defendant A was sentenced to four months of imprisonment with prison labor on June 18, 2015 and the judgment was finalized on June 26, 2015. Defendant B was sentenced to six months of imprisonment with prison labor on September 10, 2015 and two years of suspension of execution and sentenced to two years of suspension of execution.