Defendant

A Imprisonment for a term of two years, for a term of one year, for a term of one year, for a term of ten months, for a term of imprisonment for a term of one year.

except that this shall not apply.

Punishment of the crime

[criminal record] On April 19, 2017, Defendant A was sentenced to four years of imprisonment by the Seoul Central District Court due to a violation of the Act on the Aggravated Punishment, etc. of Specific Economic Crimes (Fraud). The above judgment became final and conclusive on October 20, 2017.

[Criminal facts]

1. Defendant A living in New Zealand on March 2014, when using the physical card of an overseas bank, including the United States and Australia, in Korea, and when Defendant A settled the payment by obtaining approval from a credit card company from the credit card merchant in Korea, Defendant A, unlike the domestic bank that has established a payment suspension order for the amount settled until the purchase of the sales slip, became aware of the risk of the credit card transaction, that a foreign bank, including New Zealand, is obliged to pay a financial institution other than a customer within 6-7 days from the date when the sales slip was not purchased, Defendant A automatically rescinded the payment suspension order for the amount settled on the 6-7th day after the date when the sales slip was not purchased. Using the difference in the above payment system, Defendant A was aware that the credit card company could receive the payment under the name of the credit card sales amount from the credit card company. As such, Defendant A acquired the money from the credit card company by means of a difference in the payment system.

A. On July 4, 2015, the Defendant pretended to purchase goods worth KRW 2,100,000 from the E Bank’s franchise store that was issued abroad by using the physical card issued abroad from the Seoul Central District Court around July 4, 2015, the Defendant: (a) concealed the information of the franchise store, the date of sales, and the settlement amount; (b) drafted a sign by telephone approval at the Victim G Telephone Approval Center that entered into a franchise agreement with the pertinent franchise store; and (c) drafted a sign by telephone approval at the amount stated in the telephone approval center for the victim Company G, which entered into the franchise agreement with the pertinent franchise store; and (d) made a settlement of the overseas