Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

The defendant, in collusion with the employees of a lending company with which it is impossible to identify the personal information of the remaining AF with any sign language, received a loan in the name of AF without permission of the AF.

1. Forgery of private documents;

A. On April 20, 2012, the Defendant sent a loan transaction agreement in which the terms and conditions of “AF”, “AF”, “AF”, “AF”, “AF’s employees who clearly carry out the above contract and loan transaction terms and conditions,” “I consent to the loan brokerage service, such as the date on which the principal and interest is paid, and the first loan amount, April 20, 2012, the date of the contract, April 15, 2015, interest rate of loan 39.0% per annum, interest rate of 39.0% per annum, and overdue interest rate of 39.0% per annum,” were sent to the debtor’s name, and then sent it to the debtor’s name.”

Accordingly, the Defendant, in collusion with the employees of the lending company with which the name of the Defendant could not be known, forged one copy of the loan transaction agreement in the name of AF, a private document on rights and obligations for the purpose of uttering.

B. On April 20, 2012, the Defendant sent to the Defendant a loan transaction agreement in which the terms and conditions of “AF”, “AF”, “the above agreement and the terms and conditions of the loan transaction agreement” are stated by the Defendant’s residence on April 20, 2012, “AF” and “AF”, “the above agreement and the terms and conditions of the loan transaction agreement”, “3 million won for the first loan, April 2012 of the contract date, April 15 of the maturity date, April 15 of the loan interest rate, 39.00% per annum, and 39.0% per annum of the overdue interest rate.