Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

On June 20, 2016, the Defendant proposed to the effect that, in front of the studio in Scam in Scam in Scam in the name of the Defendant, “to make and borrow a loan by making details of the transaction in the Defendant’s name,” the Defendant’s name changed the kwikset card connected to the company bank E account, and the kwikset card connected to the company bank E account.

Accordingly, the defendant, knowing that he will be used in the crime, 2 accessible media was replaced by a name-oriented person.

Summary of Evidence

1. A protocol concerning the suspect examination of the accused by the prosecution;

1. The Defendant asserts to the effect that, with respect to F’s statement protocol with respect to F, a copy of the police’s statement protocol with respect to G, a written confirmation of transfer transfer, and a report on the investigation of transfer confirmation (the result of execution of a search and seizure warrant) / (the Defendant merely stated that, at the time, the borrower was at the end of the lowest person’s name, so that he/she could temporarily use the check card until the loan increase, he/she did not lend a accessible medium with the knowledge

In light of the evidence duly adopted and examined by this Court, ① the Defendant received letters from a person who assumes the position of the NA employees and consulted on loans to his name in order to contact with the person who assumes the position of the NA employees, and the Defendant did not have any transaction performance with the NA and sent the NA card, which was insufficient to return the NA card by increasing the transaction performance.

F. (Investigation Records 104 pages) Even if the Defendant’s assertion is based on the Defendant’s assertion, it may constitute a fraud crime against the relevant financial institution by creating an unrealistic financial transaction content and raising the transaction performance or credit rating. Furthermore, the lending method is normal in light of the Defendant’s educational background, age, social career, and the record of lending through the financial institution.