1. The defendant shall pay to the plaintiff KRW 161,96,712 as well as KRW 100,000 among them, from June 25, 2020 to the day of full payment.

1. The reasons for the change in the description of the claim are as follows: [The Plaintiff shall apply the rate of 20% per annum from July 1, 2015 to September 30, 2015, the rate of 15% per annum from October 1, 2015 to May 31, 2019, the rate of 12% per annum from June 1, 2019 to June 24, 202 (see subparagraph 3-2 of the Evidence No. 3-2 of the Civil Procedure Act) to the total interest of 12% per annum from June 1, 2019 to June 24, 202) and Article 32,890,410 (see subparagraph 3-2 of the Evidence No. 3 of the Civil Procedure Act) and the interest of 100,000,000 won per annum from June 25, 2025].

3. With respect to KRW 100,000,00 of the principal, the Plaintiff: (a) based on the rate of 20% per annum from July 1, 2015 to September 30, 2015; (b) based on the annual rate of 15% per annum from October 1, 2015 to May 31, 2019; (c) based on the annual rate of 12% per annum from June 1, 2019 to June 24, 2020; and (d) based on the annual rate of 72,890,410, and the annual interest rate of 12% from June 25, 2020 to June 25, 2020; (d) however, (e) the Plaintiff applied the pertinent rate of compensation between D and the Defendant during the said period.

there is no evidence to determine the person.

However, according to the evidence No. 1-1, No. 2, and No. 3, the fact that the delayed compensation rate of each loan agreement is at least 12.56% per annum. Thus, the Plaintiff’s claims recognize only the delay rate of 12.56% per annum, calculated at the rate of 12.56% per annum from July 1, 2015 to May 31, 2019, with interest rate of 10,000,000,000, and interest rate of 49,207,671, and 671% per annum from June 1, 2019 to June 24, 2020, calculated at the rate of 12,789,041 won per annum 61,96,712 won per annum and 12% per annum from June 25, 2020.