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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. A and B resided in the Daegu Suwon-gu Dampo Cirst (hereinafter referred to as the “instant Instion”) 236 Do 1505 Do 1505 (hereinafter referred to as the “instant 1505”), and used the kimchi cooling house (presumed before October 9, 2002, the date of manufacture and supply, the model name: D-C1235 Rad, hereinafter referred to as the “instant kimchi cooling house”) that the Defendant manufactured and supplied.
B. On November 28, 2015, around November 28, 2015, a fire (hereinafter “instant fire”) occurred at the lower part of the lower part of the Kimchi Refashion of the instant kimchi (hereinafter “instant fire”) and the inside of the instant 1505, and the damage caused by fire-fighting water, which was shot at the time of fire-fighting in the lower part of 1405 (owner D), due to combustion due to combustion in the nearby 1506 (owner E), damage caused by combustion, painting due to smoke in common areas, and damage caused to the installation of windows, etc.
C. From June 20, 2015 to June 20, 2016, the Plaintiff concluded a housing fire insurance contract (hereinafter “instant insurance contract”) with the council of occupants’ representatives and the insured of the instant dismissal as the owner of each household, the insurance period from June 20, 2015 to June 20, 2016, with the subject matter covered by the building of the instant dismissal, the general household, and auxiliary facilities (hereinafter “instant insurance contract”), and is an insurer who entered into the said insurance contract with A on January 29, 2016, with the subject matter covered by the housing fire insurance contract (hereinafter “instant insurance contract”). 17,536,407 won for A; 6,659,217 won for the said council of occupants’ representatives; 1,49,212 won for D; 25,89
3.7. A paid 9,185,477 won and 958,508 won each to E, 10,773,985 won.
The summary of the results of the investigation into the fire site in the competent fire station is as follows.
With regard to the point of combustion, considering witness's statement, burning route and level of loss, it is presumed that the following parts are presumed to be the Kimchip and the back part of the Kimchip installed in the 1505 book of the instant case. Regarding the cause of fire, the entry of the outside person was not made in the state of the owner's children mixed with children at the time of the outbreak, and the inflammable substances and containers were not discovered, and special points such as artificial combustion are not identified.