1. The plaintiff's insurance obligation based on the non-dividend distribution insurance contract dated January 16, 2008 between the plaintiff and the defendant is the insurance money of the plaintiff.

1. On January 16, 2008, the Defendant did not notify the Plaintiff of the fact that the Defendant was diagnosed with the new scarcity closely related to the chronic kidy diseases, and concluded an insurance contract with the Plaintiff for the non-distribution LIG ice.

The defendant now claims insurance money after receiving diagnosis of chronic kidne diseases. The plaintiff terminates the above insurance contract by serving a duplicate of the complaint of this case due to the defendant's breach of duty to notify the defendant, and even according to the above insurance clause, the plaintiff is not liable to compensate the plaintiff. Thus, the plaintiff is confirmed as not liable to compensate for the above insurance money.