Defendants shall be punished by imprisonment for one year.

The evidence of seizure Nos. 1, 6 through 11, 13, 14, and 16 from the defendant A;

Punishment of the crime

1. The Defendants’ co-principals recruited unauthorized persons, etc. who have difficulty in making a normal loan with D and then received 50% or more of the loan from them as commission, and solicited them to use the term “work loan” from financial institutions by manipulating the relevant documents as if they had occupation, and specifically, the Defendants are in charge of soliciting clients by advertising the loan on the Internet, and taking charge of collecting the loan applicants on behalf of the financial institutions, and receiving the loan application documents. D is in charge of forging various documents and receiving the loan application documents.

On October 27, 2014, the Defendants forged public documents, in collusion with D, stating that “The certificate, name: E, date of birth: F, number of graduation: F, No.G., and the above person shall prove that he/she graduated from the whole course on February 19, 2012,” and affixed the official seal of the principal of the Macheon High School which is a public school.”

As a result, the Defendants conspired with D to forgee a certificate of fact.

B. On October 27, 2014, the Defendants conspired with D and exercised the forged official document by sending it by facsimile as if they were duly formed, in collusion with D. Around October 27, 2014, to the lending staff who knew of the forgery to the office of a lending company of the Reference Savings Bank.

C. (1) The Defendants, in collusion with D, engage in the alteration of private document: (a) on October 2014, 2014, in collusion with D, the details of the passbook issued by Nonghyup, which was received from E, (b) on August 20, 2014; and (c) on October 20, 2014, the Defendants are Co., Ltd.

As if each deposit was made in KRW 2.4 million from S, one copy of the passbook transaction document stating false details of the deposit and withdrawal transactions shall be prepared, and ② the details of the passbook transaction document received from the above E shall be prepared.