The judgment of the court below is reversed.

A defendant shall be punished by imprisonment for two years.

1. The punishment of the lower court against the accused for appeal (two years of imprisonment) is too unreasonable;

2. (1) No. 2-B of the facts charged in the instant case is examined ex officio prior to the judgment on the grounds for appeal against the Defendant ex officio.

In Paragraph (a) of the above, the defendant deceiving Hyundai Capital employee as above and received 6 million won in the name of the victim, and applied for loan of 10 million won in the name of the victim, and applied for additional loan of 30 million won on August 13, 2013 and 12 million won on October 21, 2013, and the defendant acquired 12 million won in total from the victim and acquired 300,000 won in the name of the victim by borrowing 10,000 won in the name of 30,000 won in the name of 10,000 won in the name of 20,000 won in the name of 10,000 won in the name of 20,000 won in the name of 10,000 won in the name of 30,000 won in the name of 20,000 won in the name of 10,000 won in the name of 20,000 won in the above charges.