1. The Plaintiff:

A. As to Defendant A and B’s joint and several KRW 54,746,271 and KRW 22,145,193 among them:

B. Defendant C.

1. Facts of recognition;

A. The Credit Union of Small and Medium Movables (hereinafter “Non-Party Union”) is E and ① on May 8, 2002, the date of the loan, ② on May 8, 2003, the date of the self-reliance deposit for the subject of the loan, ② on May 3, 2002, the date of the loan, ② on May 3, 2002, the date of the loan, ② the loan for the subject of the loan, KRW 20,000,00, and KRW 2 on May 3, 2005, the expiration date of the loan.

(3) The loan is 'third loan' on August 31, 2002, 200, 10,000,000, and 'third loan' on August 31, 2005, 'the third loan'.

(2) On March 25, 2009, each loan transaction agreement with 13% interest per annum and 22% interest rate per annum was concluded, and as to the performance of the obligations to the loan 1,2, and 3 loans, D is jointly and severally guaranteed as to the performance of the obligations to the loan 2, and 3 loans. (b) The bankruptcy of the non-party union was declared bankrupt, and the bankruptcy trustee of the non-party union transferred each loan to the plaintiff on September 7, 2006, and notified the defendants of the assignment of the credit on October 19 of the same year. (c) On March 25, 2009, the loan 3,91,078 won, interest 5,44,503 won per annum 9,435,503 won per annum, and the death of the non-party 2, 195,104, interest 105, 201, 305, 208, 305, 106, 208.

2. Determination:

A. According to the above facts of recognition, Defendant A and B jointly and severally agreed with the Plaintiff at the rate of 22% per annum from March 26, 2009 to the date of full payment with respect to KRW 22,145,193 of the 2,3 loans and the 22,145,193 of the 2,3 loans.