The defendant's appeal is dismissed.

1. The decision of the court below on the summary of the grounds for appeal (3 million won in penalty) is too unreasonable.

2. The fact that the victim did not agree with the judgment or did not pay damage, and the defendant has been punished several times for the same crime of fraud (in other words, three times of actual punishment, one suspended sentence, and two times of fines), and it appears that the defendant committed the crime continuously and repeatedly. In addition, considering the conditions of sentencing specified in the records and arguments in the instant case, including the defendant's character and behavior and environment, the court below's punishment is too unreasonable because it is too unreasonable. Thus, the defendant's assertion is without merit.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act. It is so decided as per Disposition, since the defendant's appeal is without merit.