1. The judgment of the court of first instance is modified as follows.

The defendant shall pay to the plaintiff KRW 1,506,370,484 as well as to the plaintiff on November 2015.

1. The reasoning of the judgment of the court of first instance cited the relevant part of the reasoning of the judgment of the court of first instance as follows. Paragraph (3) below is the same as the reasoning of the judgment of the court of first instance, except for adding the part of determination as to the Defendant’s allegation of offset, and thus, citing it as is in accordance with the main sentence of Article 420

2. The 6th nine to fifteenth nine parallels of the 6th nine pages shall be written “A” to mean “A shall have the obligation to pay damages for delay to B.”

6. The 6th parallel parallel 17 to 7th parallel 14th parallel shall be done in the following manner:

1) Where an agent responsible for determining the assertion of performance to a quasi-Possessor of an expression agency and a claim has engaged in a juristic act other than his/her authority, if there is any justifiable ground to believe that the third party has such authority, the principal is liable for such act.

(Article 126 of the Civil Code) In addition, performance made to quasi-Possessors of the claim is effective only when the person performing the obligation is bona fide and is not negligent.

(Article 470 of the Civil Act). In order to deem that a bank employee has a duty of care to verify whether the applicant has legitimate right to receive the deposit by simply verifying the identity of the applicant or connecting the contact details of the electronically entered deposit account, in addition to ordinary examinations such as the verification of seal imprint and passwords on the request for deposit, etc., the special circumstance should be acknowledged that there is a doubt that the applicant may not have legitimate right to receive the deposit.

In addition, whether such special circumstances exist or not, the practices of financial transactions that pay deposits solely with ordinary investigations such as the verification of seal imprints and passwords have been made necessary to facilitate the handling of large amounts of affairs by financial institutions, but on the other hand, the withdrawal of deposits.