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Defendant
A Imprisonment for a year and six months and fine for a fine of KRW 50 million, Defendant B and D shall be punished by imprisonment for each of six months and fine of KRW 10 million.
Reasons
Punishment of the crime
1. Defendant A, from around 2010 to around 2010, was a person who extended a loan from a borrowed customer with a name-free loan and issued a credit card and carried out a loan by means of card-free tin.
(a) A person who intends to engage in loan business shall register with the Special Metropolitan City Mayor/Metropolitan City Mayor having jurisdiction over the relevant place of business, if he/she intends to engage in a loan business;
However, on December 23, 2010, the Defendant did not register a loan business, and loaned approximately KRW 4,412,546,930,00 to M from “N pharmacy” in the management of M in the Daegu Suwon-gu L to M, as well as from May 29, 2015, the Defendant loaned approximately KRW 12,00,000 to M from May 29, 2015.
2) In the event that a unregistered credit service provider grants a loan at an interest rate in excess of the interest rate, the legal system under the Interest Limitation Act shall not exceed self-regulation (30 per annum from 2007 and 25 per annum from July 15, 2014).
However, on April 26, 201, the Defendant loaned KRW 20 million to M in the name of “N pharmacy” in the name of the Ma in the Daegu Suwon L, and received 23,495,900 on the same day from M and received the credit card in the name of M and received 23,495,900 on the same day, and received 6,380% interest from the court in excess of 30% per annum.
In addition, from May 29, 2015, the Defendant loaned approximately KRW 2,607,662,153 to 122 times, such as the second period of the list of crimes in the attached Table 2.
(b) No person in violation of the Act on Specialized Credit Financial Business shall lend or arrange funds by making a credit card transaction by pretending the sale of goods or provision of services, etc. or in excess of the actual amount of sales by proxy;
However, from around 2010, the Defendant requested financing from M in need of supply, and he/she or his/her family members are named credit card 22.