A defendant shall be punished by imprisonment for three years.

Punishment of the crime

The Defendant and D, etc. ( currently under investigation) decided to obtain loans from a financial institution under the name of a fake tenant using a false lease contract and a certificate of employment. The Defendant acquired a loan from a financial institution under the name of another person, Co., Ltd., Ltd., a company which has no business substance, and Co., Ltd., and issued a false employment certificate and a tax withholding receipt, etc. as if the lender works in the above company, and issued a false employment certificate and a tax withholding receipt, etc. as if the lender works in the above company. The Defendant linked the recruitment policy of the lender and the term “house owner who will engage in a rental business (on the other hand, the house owner) recruitment policy such as D, G, H, and I (on the other hand, during the current investigation) connected the recruitment policy of the lender and provided guidance on the method of lending to the lender, etc. (on the other hand, the recruitment policy of the lender, such as D, H, and I, play the role of soliciting the lessee.

Accordingly, around September 2014, the Defendant introduced N as the name of the loan holder, and ordered the above J to color the lessor, and received the P owned by the O apartment 101 Dong 1106 from the above J, Seoul, the Defendant prepared a false employment certificate, employment gain withholding certificate, etc. as if the above NN did not work for the above NN corporation E, and the fact at the S Licensed Real Estate Agent Office located in Gwangjin-gu, Seoul, Seoul, about October 23, 2014 that the above P leased the above apartment to the above N, the Defendant prepared a false lease agreement stating that "P leases the above apartment deposit to N in KRW 130 million, although the P did not lease it to the above N."

After that, the above N around October 24, 2014 at the victim bank Gunar branch located in the Seoul Special Metropolitan City Gwangjin-gu Seoul Metropolitan City, the lease contract, certificate of employment, etc. made up in falsity to the employees in charge of the above bank Gunar loan.