1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. In relation to the instant case, the content of the Cheongju District Court Decision 2018Dadan1114 Decided November 8, 2018 with K as Defendant is as follows:

(2) The Plaintiff, who received the Plaintiff’s certificate of personal seal impression, resident registration abstract, passbook, and cellular phone in the name of the Plaintiff necessary for the loan, received the Plaintiff’s personal seal impression, resident registration abstract, passbook, and cellular phone in the name of the Plaintiff, and then offered the Plaintiff to use the loan for the acquisition fund, etc. using the documents related to the loan of the Plaintiff.

1. On April 12, 2017, K and L submitted a mid-term loan application under the Plaintiff’s name to the effect that, “Around April 12, 2017, K and L have obtained the Plaintiff’s consent with respect to an application for the mid-to-high loan to the employees of the said trading complex, as if they were to obtain the Plaintiff’s consent, and “A loan shall be repaid for 48 months if the said vehicle purchase price is to be loaned in the Plaintiff’s name for a loan of KRW 39 million.” Since L thereafter stated to the effect that “the victim would make a normal loan application as Defendant H’s employee and the telephone conversation as the Plaintiff.”

However, the fact that K and L did not obtain consent from the plaintiff for the purchase or loan of motor vehicles, and the above mid-term loan theory was prepared arbitrarily by K and L.

K and L conspiredd with the above employees in charge of the victim H lending, and caused the employees in charge to pay 39 million won of the loan to the above used vehicle sales company on the same day and exempted them from the obligation to pay the vehicle price.

2. K and L are victims at the L house located in the Heung-gu Q, Chungcheongnam-gu, Cheongju on April 13, 2017, and K are victims.