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(영문) 부산지방법원 2013.12.12 2013고정273
대부업등의등록및금융이용자보호에관한법률위반등
Text

Defendant shall be punished by a fine of one million won.

If the defendant does not pay the above fine, 50,000 won shall be one day.

Reasons

Punishment of the crime

1. On December 2008, the Defendant sought money from the victim’s house located in Young-gu, Busan at around 06:00 on the date of the end of December 2008 on the ground that the victim did not repay the money promptly, and that he did not repay the money promptly, thereby notifying the Defendant that he would be able to inflict harm on the victim’s body, etc. by assaulting the victim’s interest. If he did not repay the money promptly, he would be able to do so. If he did so, he would be able to pay the money promptly, he would be able to know that he would be able to inflict harm on the victim’s body.

2. The Defendant, at around 06:00 on April 20, 2012, found the place under Paragraph 1 for the same reason as that under Paragraph 1, notified the Defendant that he was aware of the fact that he was aware that he would be able to cause harm to the body of the victim, etc., by assaulting the large interest of “I would see that I would see that I would am dead and dead. I would not do so.”

Summary of Evidence

1. Partial statement of the defendant;

1. Application of each of the police statements made to D in part;

1. Relevant Article 283 of the Criminal Act, Article 15 (1) and Article 9 subparagraph 1 of the Fair Debt Collection Practices Act, the selection of fines for each crime;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. The portion not guilty and acquittal under Article 334 (1) of the Criminal Procedure Act of the provisional payment order;

1. A person who intends to engage in credit business under this part of the facts charged shall register with the competent Mayor/Do Governor, and where an unregistered credit service provider provides a loan, the interest rate shall not exceed 30% per annum. However, on September 13, 2007, the Defendant, without registering with the Busan Metropolitan City Mayor, extended a loan of 3 million won from the Defendant’s home located in the Busan Young-gu, Busan Metropolitan City to D and deducted 4.5 million won as the prior interest rate, after deducting 31,62 won per annum from November 9, 2008 to November 22, 201, at the interest rate of 447% per annum, 104 times in total, as in the list of crimes, and from September 13, 2007 to November 22, 2011, the Defendant extended credit business from September 13, 2007 to December 2, 2011.

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