The defendant's appeal is dismissed.

1. The main point of the grounds for appeal is that the lower court’s punishment (2 million won in penalty) is too unreasonable.

2. The judgment is based on the following facts: (a) although the Defendant was found to have led to the Defendant to commit the instant crime at the time of the trial; (b) on the other hand, the Defendant had been sentenced to a fine of KRW 1.5 million on October 21, 2009 due to the transfer of passbook and cash card, which is an electronic financial transaction access medium, even before and after the transfer of the passbook and cash card, the Defendant committed the instant crime; (c) the lending of electronic financial transaction access media is not only undermining the trust of financial transaction performance but also undermining the trust of financial transaction performance; (d) the Defendant was actually used in the act of withdrawing and withdrawing a large amount of forged bill; and (e) the Defendant’s age, sex, environment, family relationship, motive and circumstance of committing the instant crime; and (e) the Defendant’s allegation that the above unfair sentencing of the Defendant is unfair because it is not recognized that the Defendant’s punishment is too unreasonable.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the grounds that the defendant's appeal is without merit. It is so decided as per Disposition.