(영문) 서울중앙지방법원 2018.05.25 2017가단19256

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(영문) 서울중앙지방법원 2018.05.25 2017가단19256

구상금

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1. The plaintiff (the plaintiff)'s main claim and the defendant (the plaintiff)'s counterclaim are all dismissed.

2. The costs of lawsuit shall be.

Reasons

1. Basic facts

A. Insurance policy-related 1) The Plaintiff is a passenger car in the Grandland (hereinafter “Plaintiff’s vehicle”) with B.

(2) On December 4, 2015, the Plaintiff entered into a comprehensive automobile insurance contract (hereinafter “instant insurance contract”) with the Defendant with respect to DM freight (hereinafter “Defendant”) with respect to the Defendant, with respect to the Plaintiff’s insured, the insurance period of the DM freight for one year from December 4, 2015, with respect to the limit of compensation stipulated in the Enforcement Decree of the Self-Governing Act, “The Limit of Compensation I (Liability Insurance): “B”, “B”: “B”, and “B” as “B”, and “B” (hereinafter “instant insurance contract”).

The term of the insurance contract of this case does not guarantee the loss caused by an accident that occurs when the driver of an insured motor vehicle had been driving without a license or has been driving without a license under the explicit or implied approval of the insured with respect to the personal injury II and the personal injury compensation.

(Article 8(1)(8) is defined as "Article 8(1)(8)."

B. From the beginning of November 2015, E was employed by the Defendant and the Defendant’s husband F, and was on duty to drive the Defendant’s vehicle.

E, around 07:05 on December 15, 2015, when driving the said vehicle without a license, driving the said vehicle on the road in front of the H Company located in G in Scheon-si, while driving the vehicle on the side of the Plaintiff I driven the vehicle on the front side of the central line due to the negligent negligence, and caused an accident where seven or more persons, such as I and the passenger of the vehicle on the side of the Plaintiff, etc. (hereinafter “instant accident”).

C. In the instant accident, the Plaintiff paid KRW 26,270,840, and KRW 5,669,450, respectively, to the Plaintiff’s driver on the part of the Plaintiff and the victims of the passenger, on the ground that the exemption clause from driving without obtaining a license applies to the Defendant in the instant accident.

[Reasons for Recognition]

유사 판례

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