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(영문) 수원지방법원 2018.10.18 2016가단524889
보험금
Text

1. On July 23, 2014, the Plaintiff based on the insurance contract indicated in the attached Form with respect to Nonparty B’s injury, such as abduction, etc.

Reasons

1. Facts of recognition;

A. On February 9, 2007, the Plaintiff, an insurance company, concluded an insurance contract with B, the Defendant’s wife, as shown in the attached sheet (hereinafter “instant insurance contract”).

나. B은 주소지 마당에 스티로폼 박스나 화분에 흙을 채워 상추, 고추, 쑥갓 등을 재배하여 채소를 자급자족하여 왔는데, 여름철에 진딧물과 같은 벌레를 잡아주기 위해 수년 전에 구입해 둔 농약(살충제, 린네이트 등 2가지)을 물에 희석하여 사용하여 왔고, 2014. 7. 23.에도 벌레를 잡기 위해 콜라 페트병에 물을 담아 살충제(농약)를 섞어 분말이 녹도록 둔 상태였다.

C. B, on July 23, 2014, after drinking water with dilutions contained in the above fever (hereinafter “instant accident”), the Defendant, the husband of the 119 rescue unit, sent B to the hospital emergency room after leaving the 119 rescue unit, and the 119 rescue unit C, etc.

B In the process of treating addiction to pesticides in the above hospital, there were opinions, such as duplicating, etc., and carried out a surgery to cut down both hand and both sides on August 14, 2014, and then the food and language function was restored normally, but it is difficult to live without the aid of the guardian, such as walking and daily life, due to aftermathing aftermathing.

On March 9, 2015, the Defendant filed a claim with the Plaintiff for payment of KRW 100,000 ( KRW 50,000,000,00 as security for general injury after death) under the insurance contract in the instant case on the ground that B, the insured, suffered from post-injury by cutting off, which was the insured.

E. Meanwhile, Article 14(1) of the terms and conditions applicable to the instant insurance contract provides that “the company shall compensate for any injury inflicted upon the insured in the event that the insured sustains bodily injury due to a sudden and unexpected accident that occurred during the insurance period,” and Article 15(1) of the terms and conditions provide that “The company shall compensate for any injury inflicted upon the insured in accordance with the terms and conditions.

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