beta
Text
1. Revocation of the first instance judgment.
2. Insurance contracts with regard to accidents described in attached Form 2, as described in attached Form 1.
Reasons
1. The reasoning for this part of the underlying facts is as follows, and this part of the reasoning of the judgment of the court of first instance is the same as that of the corresponding part of the reasoning of the judgment of the court of first instance, and thus, it is acceptable in accordance with the main sentence of Article
The following shall be added to this part between the 3rd and the 2nd:
"If the contractor neglects to pay the premium in accordance with the notification of paragraph (1) of this Article, if the contractor neglects to pay the premium, the company shall pay the premium at the rate applied before the change of occupation or duty (hereinafter referred to as "the premium rate after change") in proportion to the premium rate to be applied after the change of occupation or duty (hereinafter referred to as "the premium rate after change"): Provided, That this shall not apply to the payment of insurance money incurred regardless of the changed occupation or duty. (4) Where the contractor or the insured (person insured) fails to notify the company of the change of occupation or duty intentionally or by gross negligence, the company shall notify the contractor or the insured (person insured) of the fact that the rate after the change is guaranteed under paragraph (3) within one month from the date it becomes aware of the fact, and the company shall pay the insurance money accordingly."
(b)The following is added to this part between the 3rd and the 6nd:
No. 27(3) or (4) shall pay insurance money to the company in accordance with Article 27(3) or (4) where the termination of the contract pursuant to paragraph (1)(2) takes place after the occurrence of the cause for payment of insurance money.
2. Determination as to the cause of action
(a) When the policyholder or the insured becomes aware of a significant change or increase in the risk of the occurrence of an accident during the insurance period (Article 652(1) of the Commercial Act), he/she shall, without delay, notify the insurer thereof (Article 652(1) of the Commercial Act).