1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

3. The judgment of the court of first instance is rendered in accordance with Paragraph (1) of the same Article.

1. The reasoning of the court of the first instance’s explanation concerning this case is as stated in the reasoning of the first instance judgment, except for dismissal or addition as described in the following (2). Thus, this is cited in accordance with the main sentence of Article 420 of the Civil Procedure Act.

(The defendant did not state the grounds for appeal in the petition of appeal, and did not submit a separate statement of grounds for appeal thereafter). 2. The part which is dismissed or added on February 2, 190, which is the "insurance premium" of 6.13 in the first instance judgment, shall be regarded as "insurance money".

On May 20, 2010, the Plaintiff paid insurance money of KRW 2,967,630 (including KRW 220,00,000, and KRW 660,000 in total) to the Defendant on May 20, 2010. The Plaintiff added the “insurance money” of KRW 2,967,630 (including KRW 220,000, and KRW 660,00 in case of injury to the first insurance), and additionally added the “Insurance Money” of KRW 230,000 prior to the 7th sentence of the first instance judgment. The “Insurance Money” of the first instance judgment of KRW 3,180,230 is added to the “Insurance Money” of KRW 3,180,00 in the first instance judgment of KRW 16,230 in the first instance judgment and KRW 360,00 in the first instance judgment.

The term “injury of December 23, 2010” is “h.

The “insurance premium” of the first instance judgment of December 16, 2010 is regarded as “injury of December 16, 2010.” The “injury of September 26, 2012” of the 10th sentence of the first instance judgment is regarded as “insurance money.” The “injury of September 26, 2012” of the 13th sentence of the 10th sentence is regarded as “injury of September 25, 2012.” The 11st sentence of the 14th sentence of the first instance judgment is regarded as “1st sentence” of the 15th sentence of the 15th sentence and the 7th sentence of the 15th sentence of the first instance judgment as “3.28th day of March 29, 2013,” and the 16th sentence of the 16th sentence of the first instance judgment as “27th day of March 29, 2013” of the 15th sentence and “10th sentence of the 10th sentence of the first instance judgment as “15th day”.