A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. That an unregistered loan brokerage organization to which a defendant in violation of the Act on the Registration of Fraud, Loan Business, etc. and the Protection of Financial Users belongs, intends to grant a loan to an unemployed person or student, etc. who has difficulty in obtaining credit loans due to low credit rating through the Internet, etc. at the face of a certain rate of the loan;

In inducement, an applicant for a loan from a lending company, such as mountain or telephone via the Internet or by telephone, and a loan applicant is sent to the lending company through Internet facsimile, etc., a forged employment certificate for the applicant for the loan, and account transaction details in which the details of the company’s benefits are stated, etc. for the applicant for the loan sent to the lending company by requesting the lending company to use the “C” di (ID), or the above person under the name of the lending company is sent to the lending company through Internet facsimile, etc., or if the lending company’s employee calls to the issuing company with a certificate of employment to confirm his/her employment, he/she shall be changed to the mobile phone of the lending company, and if the organizational personnel of the lending company is the person related to the issuing company of the certificate of employment, the lending company shall act as if the employee of the lending company is the person related to the issuing company, and deceiving the lending company to lend the lending company and have the lending company make a loan to the applicant for the loan, and the lending account number has been transferred by the lending company.

On February 23, 2015, the Defendant: (a) prepared a notice demanding the Defendant to obtain a loan from a lending company, such as the victim’s childbirth and loan, prior to the mutual influence in Ansan-si; (b) sent the documents for the loan application, such as a forged employment certificate, etc. with the name of G representative H that he/she received from the said company; and (c) had the lending company’s employee, in order to verify the fact that he/she was in office, the Defendant sent the above G phone call to him/her.