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1. It is confirmed that an insurance contract entered in the Appendix 1 List concluded between the Plaintiff and Defendant B is null and void.
2. The plaintiff, .
Reasons
1. Basic facts
A. On December 28, 2009, Defendant C entered into an insurance contract entered into with D Co., Ltd. on the attached list No. 1 as the insured.
On May 3, 2013, the rights and obligations, or contractual status thereof, were transferred from D Co., Ltd. to the Plaintiff upon the decision of the Financial Services Commission on the transfer of contracts under Article 14(2) of the Act on the Structural Improvement of the Financial Industry.
On the other hand, on February 13, 2015, the policyholder and beneficiary of the above insurance contract changed from Defendant C to Defendant B.
(hereinafter “instant insurance contract”). (b)
(1) The contents of the instant insurance contract are as follows: ① General injury or temporary living expenses paying 30,000 won per day of hospitalization to a hospital or a clinic for the extent of 180 days from the date of the accident when the insured has been hospitalized due to general injury; ② Where the insured has continuously been hospitalized to a hospital or a clinic for 15 days or longer due to general injury, 200,000 won (20,000 won where the insured has continued to be hospitalized for 21 days or more, 40,000 won when he/she has been hospitalized for 31 days or more, 1,200,000 won when he/she has been hospitalized for 9 days or more; ③ Where the insured has continuously been hospitalized to a hospital or a clinic for 31 days or more due to general injury, 50,000 won where the insured has continuously been hospitalized for 20 days or more from the date of hospitalization, 500,0000 won or more per day of hospitalization, and 100 days or more per general hospital or clinic.