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(영문) 서울중앙지방법원 2020.06.03 2019가단5171481
채무부존재확인
Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The Plaintiff entered into a contract for the use of each credit card with the Defendants, and is under use with the credit card issued by the Defendants.

(A) When indicating the Defendant, the indication of “stock company” is omitted. (b)

Plaintiff

On June 17, 2019, around 15:21 on June 17, 2019, in relation to Defendant B’s credit card in the name, the following was made on June 17, 2019: (i) the app login (the password that was established through the first Am number certification or the authentication of an authorized certificate), the finance- card-information entry (the card number, password number), card-information entry (the Plaintiff mobile phone number), the card certification, the SP certification (the Plaintiff mobile phone number), the finance- card-based loan-based loan application process on June 17, 2019; (ii) around 10:18, June 10:18, 2019, each of the above Plaintiff’s accounts were deposited in the name of 00,000,000 won; and (iii) the cash service-application number (the card number, password number, 4-type); (iv) the card certification (the Plaintiff’s mobile phone name); and (v) the Plaintiff’s account was depositeded with each of 1000.

C. In relation to Defendant D’s credit cards, each of the loans was made on June 17, 2019, around 15:16, around 2019, around 10:20, around 10,000 won, and around 4,00,000 won (I) was deposited into the Plaintiff’s account. Each of the loans was deposited into D’s account.

Plaintiff

From the account, around 18:24 on June 17, 2019, KRW 50,000 was transferred to the K bank account with the name of K bank account, KRW 20,000,000 on June 18, 2019, KRW 13:16 on June 18, 2019, and KRW 10,000,000 on two occasions with the M Bank account with the M Bank account in the name of M M:32, and KRW 6,000,000 on June 18, 2019.

[Reasons for Recognition] Unsatisfy, Gap evidence 1-11, Eul evidence 1-5, Eul evidence 1-B, Eul evidence 1 and 2, the purport of the whole pleadings

2. The plaintiff's assertion and judgment on this.

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