The defendant's appeal is dismissed.

The gist of the grounds for appeal by the defendant is too unreasonable in light of the circumstances such as the recognition of his crime and the depth of his crime, the fact that the head of the Tong, etc. in this case had been unaware of being used for a large crime, and the economic situation is very difficult.

Examining the following: (a) considering the circumstances alleged by the Defendant on the grounds of appeal, the lower court’s punishment is too unreasonable, even if it is considered that the circumstances alleged by the Defendant on the grounds of appeal are too unreasonable.

Therefore, the Defendant’s appeal is dismissed in accordance with Article 364(4) of the Criminal Procedure Act on the grounds that the appeal is without merit. It is so decided as per Disposition (Articles 49(4)4 and 6(3)4 of the former Act on Specialized Credit Financial Business, Etc., at the fifth bottom of the lower judgment, is “Article 49(4)4 and 6(3)4 of the former Electronic Financial Business Act (amended by Act No. 13069, Jan. 20, 2015)” and “Article 49(4)4 and Article 6(3)4 subparag. 4 of the former Electronic Financial Business Act” of the lower judgment, and the “violation of the Credit Specialized Credit Financial Business Act” of the third line on the sixth page of the lower judgment is “violation of the Electronic Financial Business Act,” and it is apparent that it is a clerical error or clerical error under Article 25 of the Regulation on Criminal Procedure.”