(영문) 제주지방법원 2015.04.01 2014나1393 | 리걸엔진

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(영문) 제주지방법원 2015.04.01 2014나1393

채무부존재확인

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1. The plaintiff's appeal and the plaintiff's claim added in the trial are all dismissed.

2. After an appeal is filed.

Reasons

On February 14, 1996, the Future Savings Bank Co., Ltd. (hereinafter “BS Savings Bank”) concluded a contract to lend KRW 200 million (hereinafter “instant first contract”) with B at the joint and several guarantee of the Plaintiff and C at the interest rate of 16.5% per annum between B and B on February 14, 1999.

A Future Savings Bank shall pay only the principal amount of B until December 13, 1998, the principal amount of 45,789,808 won on March 24, 200, the principal amount of 3,470,305 won on March 27, 200, the principal amount of 2,000,000 won on December 19, 200, the principal amount of 328,250 won on November 7, 2001, and the subsequent judgment of Jeju District Court was rendered on September 23, 2003 and the Plaintiff 203Da17216 on September 16, 200, with the principal amount of 148,41,637 won and interest 9,70,70,362 won on March 27, 200, and with the principal amount of 130% on October 19, 201.

On January 8, 2004, the Future Savings Bank borrowed 320,000,000,000 won, interest rate 11,000,000 for all obligations under the contract of this case between B, D, and E, including the obligations under the contract of this case, and exchanged as joint and several sureties by B, E, and G with the agreed term of 5 years; however, as to the balance of the principal obligations of B due to the substitution and the reduction of interest, it has agreed to the following contents:

(hereinafter referred to as "the second contract of this case") on January 1, 2008, the amount of credit balance (7 cases) and interest shall be reduced or exempted.

2. Conditions: It shall be subject to reduction or exemption for the principal and interest of existing bonds after the replacement only where the refunded bond has not been in arrears for two consecutive months and where the refund claim is normally terminated, and shall be registered at the time when the refund claim is terminated;

3. In order to get the balance of existing bonds and the reduction of or exemption from interest after the refund, the refund claim shall normally be repaid.

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