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(영문) 인천지방법원 2021.03.10 2020가단233268
배당이의
Text

1. Of the distribution schedule prepared by the above court on May 29, 2020 with respect to the voluntary auction of D's real estate in Incheon District Court D's district court.

Reasons

1. Basic facts

A. The instant loan and collateral security 1) F Bank Co., Ltd. (hereinafter “F Bank”) and G entered into a loan agreement on November 6, 2012 on the following terms and conditions, and approved the application of bank credit transaction basic terms and conditions (households).

Article 1 Amount of loan under the terms and conditions of transaction: The start date of loan of KRW 249,00,000: On November 23, 2012; and the expiration date of the loan period: Interest rate on November 23, 2042: variable rate: - (The rate of delayed compensation rate of KRW 0.49% per annum 0.49% per annum: 17% per annum [Application of Article 3(5) of the Terms and Conditions of Bank Loan Transactions (Family Terms and Conditions of Bank Loan Transactions)] of the maximum amount of delayed compensation pursuant to this Arrangement. (4) The rate of delayed compensation under this Arrangement shall be applied as follows according to the period of delay, but the rate of delayed compensation calculated pursuant to the following standards shall be 17% per annum if the rate of delayed compensation exceeds 17% per annum:

1. Where the period in arrear is not more than 30 days: Number of days in arrear ¡¿ (6%) ± (6%) ± 365;

2. Where the period of arrears is not less than 31 days but not more than 90 days: The number of days in arrears calculated from the date of first arrears ¡¿ (7% of the interest rate on a debtor's loan) ¡À365;

3. If the period in arrears is at least 91 days: the number of days in arrears calculated from the first date in arrears ¡¿ (9% of debtor loan interest ± 3652) AF bank loaned KRW 249,00,000 to G on November 23, 2012 under the above loan contract (hereinafter “the instant loan”); on March 11, 2013, Incheon Seo-gu, Seo-gu, Incheon (hereinafter “instant real estate”); (b) completed the registration of establishment of a mortgage on KRW 298,80,00 with respect to the instant real estate first owned by E (hereinafter “instant real estate”), the maximum amount of 298,80,000 interest on KRW 3. 4. 2. 2. 8. 2. 2. 2. 5 . 2. 3 . 2. 5 . 205 . 3 . 196 . 4. 205 . 2. 9 . 3 1. 20. 5 20. . 20. 25 2. 19

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