A defendant shall be punished by imprisonment for one year.

Punishment of the crime

The Ministry of Land, Infrastructure and Transport has operated the system of lending of pre-paid housing at a interest rate lower than that of the city when applying for a loan with only certain documents such as a certificate of employment, detailed statement of salary, etc. without any special security to stabilize the residence of homeless workers with financial resources from the National Housing Fund.

그러나 근로자 주택 전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고, 대출 브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택 전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, the loan broscers engaged in the following functions: (a) false-use documents and a written lease agreement for a lessee with the name of the person holding the loan; (b) falsely the lessee submits them to the financial institution; and (c) falsely the lessee applies for the employee’s pre-lease loan; and (d) falsely the lessor, who will engage in the lessor, confirms the fact that the lease contract was actually concluded at the time of entering the request of the financial institution to verify the actual status of the pre-lease contract; and (c) applied for the employee’s pre-lease loan and received the loan.

Specifically, the Defendant, as a false lessee, obtained a loan of the employee deposit money by the above method, along with Brazil, a false lessor D, etc., and conspired in order to have it divided.

According to such public offering, C was falsely prepared by the Defendant as if the Defendant were working in E, and the loan-related documents, such as a false certificate of employment, a labor income tax collection receipt, and a statement of wages, as if the Defendant were on May 2014, as well as a false letter of credit-related documents, and a false letter of credit-related documents, which were owned by the lessor D.