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(영문) 서울중앙지방법원 2016.09.06 2016가단17642
보험금
Text

1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Facts of recognition;

A. The Plaintiffs are beneficiaries of the following insurance contracts, who are legal successors of the network E, and which the Plaintiff and E concluded as the insured.

The Defendant Heung National Fire and Marine Insurance Co., Ltd. (hereinafter referred to as the “Seung National Fire and Marine Insurance”) is an insurance company that has subscribed to an insurance contract, such as the “Family Love Insurance Co., Ltd. (hereinafter referred to as “Seung National Fire and Marine Insurance”) that performs the duty of undividending” (hereinafter referred to as “No. 1 Insurance”), the “Seung Flus CI Insurance” (hereinafter referred to as “Seung Life and Marine Insurance”) and “Seung Seung 21C Pension Insurance Co., Ltd. (hereinafter referred to as “Seung Fire

(b) The content of each insurance contract on January 9, 2013, the date of concluding the 1.5 million won Insurance Contract, 2.3 Insurance Policy No. 1 Insurance No. 2 Insurance, 2013, Jan. 201, 2013; and on May 9, 20197, the date of concluding the 3 Insurance Policy No. 1. 2 Insurance No. 2, 2013, the policy holder E, the insured E (insured) of the Plaintiff E, the statutory heir, the statutory heir, is a general accident insurance amount: 50,000 won death insurance amount: 2.5 million won x10 years annually;

C. 1) Article 13 (Indemnification) of the Insurance Terms and Conditions relating to this case (1) Section 13 (Compensation for Damages) of the Insurance Company 13 (Compensation for Damages) (1) provides that the insured shall compensate for the damages arising from the injury, if the insured has sustained bodily injury due to a sudden and incidental accident during the insurance period. Article 14 (Non-Compensation for Damages ① The damages arising from the following causes shall not be covered:

1. The intention of the insured;

4. Self-injury, self-injury, attempted suicide, criminal acts under the Criminal Act, or violence of the insured;

6. In a case where the insured has suffered an injury due to an accident as prescribed in Article 13 and died within two years from the date of the accident directly as a result of the accident, the company shall cause the injury to the insured.

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