1. The defendant's appeal and the plaintiff's incidental appeal are all dismissed.

2. Costs arising from an appeal and an incidental appeal shall be respectively.

1. The reasoning of the court of first instance’s acceptance of the judgment is as follows, except for deletion, dismissal, or addition of the following among the grounds of the judgment of the court of first instance, and thus, it is consistent with the main sentence of Article 420 of the Civil Procedure Act.

Part II 1-E

"622,00,000 won" in the 2nd sentence of paragraph shall be deleted.

Part 3, "The loan out" of Part 10 shall be changed to "the loan principal".

In Part 4, "each evidence and evidence mentioned above" in Part 2 shall be added to "the results of this Court's response to the order of submission of financial transaction information to our bank, a stock company,"

2. As such, the plaintiff's claim against the defendant is justified within the scope of the above recognition, and the remaining claims are dismissed as it is without merit. The judgment of the court of first instance is just, and both the defendant's appeal and the plaintiff's incidental appeal are dismissed. It is so decided as per Disposition.