1. The plaintiff's main claim is dismissed.

2. The Defendant’s KRW 23,628,986 and its related amount on April 8, 2016 to the Plaintiff.

1. Basic facts

A. On July 27, 2010, the Defendant concluded an insurance contract with the Plaintiff on July 27, 2010, stating that the Plaintiff is the insured and the beneficiary of the non-life insurance, and that the Plaintiff is receiving hospitalization allowances, etc. from the Plaintiff when the insured is hospitalized into a disease (hereinafter “instant insurance contract”).

B. From August 10, 201 to August 16, 2011, the Defendant received 30,773,242 won in accordance with the instant insurance contract from the Plaintiff, as shown in the attached Table 2, from August 2, 2014, from the time to August 2, 201, the Defendant was hospitalized in B B BB-in for a total of 31 days as shown in the attached Table 2.

C. Meanwhile, before and after the conclusion of the instant insurance contract, the insurance contract concluded between the Defendant and the insurance company including the Plaintiff as the insured or the contractor, and the insurance premium paid and the details of the insurance amount paid accordingly are as follows:

(1) The insured of the insurance contract No. 1, 3, 12 No. 2 of the table below is both the defendant and the defendant. The insured of the insurance contract No. 2 of the No. 2 of the table No. 2 of the above No. 307 is the defendant's child, and the insured of the insurance contract No. 4 is D, the defendant's spouse, and the remaining insured of the insurance contract is the defendant). The insurance contract details of the insurance contract entered into by the defendant as the insured or the contractor are the No. 1 of the insurance company's life insurance contract No. 47, 700, 1000, 000, 200, 2007, 207, 200, 307, 207, 200, 307, 207, 307, 200, 307, 200, 307, 19, 200.