1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On August 25, 1995, B entered into the first insurance contract between the Defendant and the contractor and the beneficiary at the time of death, and the content of the guarantee is as follows.

After the lapse of two years from the date of the general contract for the survivors' pension for death and death, the insured shall pay 3,000,000 won each year for the first-class disability of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the first-class insured of the second-class insured of the first-class insured of the second-class insured of the first-class insured of the first-class insured of the

1. When he/she dies due to reasons other than disasters prescribed in attached Table 2 (Disaster Classification Table) or becomes a state of disability of Grade I in the disability classification table prescribed in attached Table 3 before two years have elapsed including the contract date from the contract date: The payment of general death benefits;

2. Where a person dies or is in a state of disability of Grade I due to reasons other than disasters from the day after two years have elapsed including the contract date to the day preceding the day on which the period of second insurance begins: Payment of the general deceased survivors' pension.

3. When he/she dies due to a disaster during the period of 1 insurance or becomes a state of disability in the first degree: Article 10 [Insurance Accidents for which no insurance money is paid] (1) The company shall not pay insurance money or pay insurance premiums where the insured becomes a state of death or disability due to any of the following cases: