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(영문) 대구지방법원 2012.09.19 2012고정2411
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant shall be punished by a fine of KRW 6,000,000.

If the defendant does not pay the above fine, 50.1 day.

Reasons

Punishment of the crime

The defendant is a person who engages in credit business without a certain trade name.

1. On February 14, 201, a person who intends to operate a credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, or Do governor having jurisdiction over the pertinent place of business. However, around 1:00, a person, who intends to operate a credit business, in the Seo-gu, Daegu-gu, Daegu-gu, by lending KRW 1,00,000 to the victim within the D Maintenance Office, which is operated by the victim C47 years of age, and pays KRW 9,000,000,000, which shall be calculated by deducting KRW 70,000,000,000 per day from 40,000,000 won per day, and operates a credit business without registration, which

2. In the case of unregistered credit service providers, the highest interest rate under the contract for lending and borrowing of money should be 30% per annum, but it violated the interest rate limitation agreed to receive repayment of the principal and interest exceeding it as described in paragraph 1(1) above.

Summary of Evidence

1. Defendant's legal statement;

1. Police suspect interrogation protocol of the accused;

1. C’s statement;

1. Application of Acts and subordinate statutes to the investigation report (15 pages of investigation records);

1. Article 19 (1) 1, Article 3 (1), Article 19 (2) 3, and Article 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and the Selection of Punishment;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;

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