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1. The defendant shall pay to the plaintiff KRW 190,169,451, and KRW 47,00,000 among them, from May 14, 2014 to the day of full payment.
Reasons
1. Credit loan of 19.00% per annum of 15,000,000 per annum on April 10, 2002 with a preferential customer credit loan of 19.00% per annum on July 24, 2001 with a delayed interest rate of the loan principal on the date of loan under the indication loan of claim: 16.71% per annum on December 21, 2009 with a real estate loan of 16.71% per annum of 16.71% per annum on July 28, 2010 with a preferential interest rate of 19.00% per annum on loans of 19.00% per annum.
A. The National Bank Co., Ltd. (hereinafter “National Bank”) extended a total of KRW 108,300,000 to the Defendant four times as follows:
After that, the defendant lost the benefit of time by failing to repay the loan.
B. On June 2, 2011, the National Bank transferred all of the above loans and incidental claims against the Defendant to the Joint Asset Management Co., Ltd., and the said Company transferred all of the above loans and incidental claims to the Plaintiff on June 28, 2011.
C. As of May 13, 2014, each of the above loans the Plaintiff has against the Defendant is KRW 190,169,451 in total, including the principal amount of KRW 108,30,00,00 and KRW 81,869,451, including interest or delay damages.
Therefore, with respect to the Plaintiff’s total sum of KRW 190,169,451 and KRW 47,00,000 of the loan principal as of July 24, 2001, the Defendant is obligated to pay the Plaintiff 19% per annum from May 14, 2014 to the date of full payment, and from April 10, 2002 and the total sum of the loan principal as of July 28, 2010 (=15,000,000,000 per annum 21% per annum from May 14, 2014 to the date of full payment, and with respect to KRW 21,30,000,00 per annum from May 18, 209 to the date of full payment, the Defendant is obligated to pay damages for delay from June 17, 2014 to the date of full payment.
2. Article 208 (3) 1 of the Civil Procedure Act of the applicable provisions of Acts;