1. The defendant shall pay to the plaintiff KRW 25,761,719 and KRW 11,166,889 among them, from December 5, 2015 to the day of full payment.

Comprehensively taking account of the purport of each statement in Gap evidence Nos. 1 through 3 (including the number of branch numbers), the fact that the plaintiff extended a loan of KRW 10.99% per annum on August 20, 2014 to the defendant, KRW 13,50,000 per annum, KRW 22.99% per annum, overdue interest rate per annum, KRW 60 months, and KRW 14,200 per annum on May 8, 2015, KRW 18.5% per annum, overdue interest rate per annum, KRW 29% per annum, and KRW 60 per annum, and KRW 30 per annum (hereinafter “second loan”). However, the defendant lost the profits of the principal and interest by repayment of the loan from November 1, 2015 to KRW 1, KRW 200, KRW 147, KRW 1981, KRW 196, KRW 47, KRW 1965, KRW 184, KRW 1975, KRW 19694, KRW 16947.16.

According to the facts found above, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 22.9% per annum from December 5, 2015, which is the day following the above calculation basis date to the date of full payment, to the agreed interest rate of 22.9% per annum, for the principal and interest of the loan 11,597,939 won (the principal and interest of the loan 11,597,939 won) and the principal and interest of the loan 11,166,89 won (the interest rate of the loan 14,780 won) and the interest rate of the principal and interest of the loan 11,16,89 won from December 5, 2015 to the date of full payment, and to pay damages for delay calculated at the agreed interest rate of 29% per annum from December 5, 2015 to the date of full payment.

If so, the plaintiff's claim is reasonable and acceptable.