1. All appeals by the defendant against the plaintiffs are dismissed.

2. The costs of appeal shall be borne by the Defendant.

purport, purport, and.

1. The reasoning of the judgment of the court of first instance cited by the court of first instance is the same as the reasoning of the judgment of the court of first instance, if it excludes additional determination of the defendant's grounds for appeal as set forth in paragraph (2) below, and thus, it is also cited by the text of Article 420 of

2. Additional determination

A. A summary of the grounds for appeal by the defendant 1) although the deceased was in a de facto absence of financial capacity, he purchased a total of 27 insurance policies, and maintained 10 insurance contracts even at the time of the occurrence of the accident in this case. Since such an act of the deceased can be deemed to have concluded multiple insurance contracts for the purpose of unlawful acquisition of insurance proceeds, the insurance contract in this case, which is part of the above, is null and void in violation of Article 103 of the Civil Act. (2) The insurance contract in this case defines the meaning of the injury caused by death as “in a case where the death was caused by a direct result of the injury during the insurance period” as the payment of insurance proceeds, and defines the meaning of the injury caused by death

Therefore, in order to recognize the occurrence of an insurance accident, the causal relationship between the occurrence of an accident and the occurrence of an accident, the occurrence of an accident, and the result of accident, injury, or death, should be recognized. The above requirements are proved by the claimant, but the plaintiffs did not prove it. Thus, the defendant cannot accept the plaintiffs' claim

3) At the time of the instant accident, the Deceased suffered from mental illness at the time of the occurrence of the accident, and was suffering from economic difficulties, such as failure to repay the borrowed money in excess of the obligation, due to fraud. If we further examine the circumstances, such as the dialogue with the Plaintiff A, the spouse on the day of the instant accident, and the circumstances leading the Deceased to the nearest of the place where the instant accident occurred, the cause of the Deceased’s death is reasonable to view the instant insurance contract as suicide. (b) Article 103 of the Civil Act is Article 103.