(영문) 대구지방법원 2015.10.29 2015가합201408

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(영문) 대구지방법원 2015.10.29 2015가합201408

채무부존재확인

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1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. JAC was merged with the Defendant on July 22, 2015.

(hereinafter referred to as the “Defendant Association”) by turning on the J-Credit Union

B. From September 25, 2003 to December 2012, 2014, Nonparty K, as the chief of the Defendant Union’s division, was a person in charge of overall management of Defendant Union’s overall business, including loan and receipt. Nonparty L was an agent or vice chief of the Defendant Union from January 14, 2008 to December 14, 2014.

C. K introduced about 160 loan holders, including the Plaintiffs, through the so-called “non-party M, N,O, P, Q, R, S, T, etc.”, and, in the absence of any problem, intended to carry out the loan under the name of the loan owner in the absence of any problem by allowing L to inquire about whether the loan holders are bad credit standing and whether the loan of financial rights is granted.

Accordingly, K and L have the above loan holders, including the plaintiffs, prepare documents necessary for the loan, such as the application form related to the loan in the separate sheet, and they have made them affix their signatures on the tenant column of the lease contract that forged the lessor column, and pay the fees in 00,000 won or more in return.

K and L submitted documents necessary for loans, such as the plaintiffs' loan application form and false content lease contract, to the chief executive officer of the defendant association with the approval of the chief director, and conducted a loan secured by the lease deposit (hereinafter "the loan of this case"), and then the person in charge of non-party U and V, etc. with the approval obtained, entered the loan details in the loan ledger by computerized registration and entered the loan details in the loan ledger by the person in charge of non-party U and V, etc., and the receipt and disbursement officer remitted the loan to the defendant association loan passbook of the plaintiffs to the defendant association loan of the above passbook, K and

E. K and L extended approximately KRW 615 million over 128 times from February 26, 2009 to February 20, 2014 by the same method as above.

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