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1. The defendant shall be the plaintiff.
(a)payment of KRW 1,527,455;
(b)For KRW 209,44,052 and KRW 175,786,911 among them.
Reasons
1. Facts of recognition;
A. The Defendant approved that the basic terms and conditions of bank credit transactions apply, and received loans from the Plaintiff three times as shown below.
(hereinafter “each of the instant loans”). (b)
However, the Defendant failed to repay each of the principal and interest of this case properly, thereby losing the benefit of time, and as of November 6, 2019, the principal and interest as indicated in the table below (as of November 6, 2019, the order of each loan listed in the table above (A) remains unpaid.
【Ground for recognition】 The fact that there has been no dispute, entry of Gap 1-8 evidence, the purport of the whole pleadings
2. Determination
A. According to the above facts, the Defendant, as the principal debtor of each of the instant loans, is obligated to pay the Plaintiff the money as set forth in paragraphs (1) through (3) below.
1) The remaining interest rate of 1,527,455 won in late December 30, 2010 (2) shall be 209,44,052 won in total as of September 6, 2019 with interest remaining interest and interest as of November 6, 2019, and 175,786,911 won in principal from November 7, 2019 to the delivery date of the copy of the complaint of this case from November 14, 2020, which is the delivery date of the copy of the complaint of this case from November 14, 2020, the interest rate of 14.724% in arrears, and the rate of 12% in total from the next day to the day of full payment until the day of full payment, 3.4% in total from the annual interest rate of 12% in late payment to 3.15% in total, 2019, the principal and interest rate of 10% in arrears from May 18, 219, 20197.
B. On November 2008, the Defendant entered into a currency option contract with the Plaintiff (A bank prior to the merger) and incurred approximately KRW 360 million in loss. However, the Defendant is currently undergoing the dispute conciliation procedure for damages caused by KIKO and accordingly is expected to repay the remaining principal and interest of the loan. Thus, the Plaintiff cannot respond to the Plaintiff’s claim.