1. The part of the judgment of the first instance against the plaintiff shall be revoked.

2. The Defendant’s KRW 2,224,728 and 1,817 among the Plaintiff.

1. The scope of the judgment in this Court claimed against the Defendant for the payment of each of the claims that the Plaintiff acquired from the Industrial Bank of Korea, the National Bank of Korea (hereinafter “National Bank”), the Samsung Card Co., Ltd., and the Korea Exchange Bank (hereinafter “Korea Exchange Bank”). The court of first instance dismissed the claims for each of the claims that the Plaintiff acquired from the National Bank and the Foreign Exchange Bank, and accepted the remainder.

(However, the claims that were taken over from the National Bank are all two cases, and only one of them was dismissed). Accordingly, the plaintiff appealed against this, the scope of the judgment of this Court is limited to the claims related to the National Bank and the Foreign Exchange Bank, which were dismissed in the first instance trial, as above.

2. In full view of the purport of arguments as to Gap evidence Nos. 2 and 4, Gap evidence Nos. 5-1, 6-1 and 2, the defendant obtained a loan of 3,500,000 won from a credit card loan from a national bank on April 26, 2002 after becoming a credit card member of the national bank on May 7, 2007 (hereinafter "the loan claim of this case"), and the defendant, around October 7, 2002, purchased a credit card loan of 3,50,00 won as a credit card loan (hereinafter "the credit card loan of this case"), and delayed repayment of the balance of the credit card use price of this case during the use of the principal of the credit card issued by the above company (hereinafter "the credit card use price of this case"), while the agreement was used by the credit card company as a credit card member of the former Foreign Exchange Credit Card Co., Ltd. (hereinafter "the credit card bank was dissolved after its merger with the foreign exchange bank"), overdue interest of 3, 136, 14.7.