A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

Punishment of the crime

E established four offices of the call center in the Daegu region in order to provide loans to financial institutions or loan companies under the pretext of prior interest or deposit money, while deceiving them to transfer money, etc., F, G, the overall role of the call center's management of the four offices of the call center, such as H apartment 104 and 2062, Daegu-gu H apartment 104 and 2062, and I withdrawn cash, together with V, the role of counseling with the above F, J, K, L, M, N, P, P, Q, Q, S, T, and U, the role of counseling on false loans at the above call center's office, W and the defendant, X sent false text messages, withdrawn cash loans, cash delivery, cellphone-phones, and Kwikkkset's receipt of checks, etc.

Defendant and F, G, I, J, K, K, M, M, N, P, Q, Q, S, T, U, W, X, and Y: (a) in accordance with each of the aforementioned roles sharing, misrepresenting to a large number of unspecified persons and remitting 10 to 15% of the loans that wish to be used as security deposit or credit expenses, etc., if they misrepresented to a financial institution and wired to an unspecified number of unspecified persons, then doing so through the issuance of a Maspbook; (b) while misrepresenting the lending company, and then sending false loan text messages to 2 to 3% of the loans that wish to be used as security deposit or prepaid interest, etc., if they wish to borrow from the persons wishing to borrow, then she would be able to know that the loans would be true, and then have been wired to the victims with a face-to-face passbook, and then immediately withdrawn from the above Y, etc.

Defendant and F, G, I, J, K, L, M, N, P, Q, R, T, U,W, X, and Y, in collusion with the above E, shall be the victim’s cell phone at the victim’s Z on January 2, 2012.