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(영문) 광주지방법원 순천지원 2018.05.23 2018가단70322
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On June 17, 2009, the Defendant issued, respectively, a surety insurance policy with the identity of the Plaintiff, the insured, the Plaintiff, the insured amount of the insurance amount of KRW 20 million, the insurance period from June 20, 2009 to June 19, 2010, the identity guarantee insurance policy with the content of the guarantee as the guarantee; the policyholder on June 11, 2010, the Plaintiff, the insured, the insured amount of the insurance amount of KRW 20 million, the insurance period from June 20, 2010 to June 19, 2012; and the content of the guarantee was the guarantee insurance policy with the identity guarantee.

B. The above identity guarantee insurance policy is a content that compensates the insured for any property loss caused by the thief's theft, robbery, fraud, embezzlement, or breach of trust during the insurance period or by taking advantage of his/her position in the course of dealing with the business of the insured.

C. From June 16, 2010 to February 11, 2011, A was well aware of the fact that B was granted a loan under the name of B, D, and E, while receiving money and valuables from B, and thereby doing so in violation of its duty, thereby incurring losses not to recover KRW 911,424,342 from the Plaintiff by giving a loan exceeding the limit of loan amount to the same person as the following table.

(Unit) Loans extended on June 16, 201 C. 790,000,000,01 May 18, 201, 201; 146 19,003,00,000,000 on February 11, 201, May 11, 201; 51,348,384, 17,500,000 D 620,00,000,000 on July 2, 2010, 620,00,00,000,000,000,00,000,000 on May 10, 2011, 27, 2000, 200, 200,000, 27,0000, 27,011, 27, 2701, 25, 2010

D. On October 24, 2017, the Plaintiff filed a claim with the Defendant for the payment of the insurance money under each of the Fidelity Guarantee Insurance Contracts.

[Ground of recognition] Facts without dispute, Gap 1 to 4 evidence, Eul 1 evidence (including each number), the purport of the whole pleadings

2. According to the above facts of determination as to the cause of the claim, the defendant shall each be the plaintiff unless there are special circumstances.

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